Top 5 Credit Cards - Top
Picks
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Total Visa® |


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Are you discouraged by a poor credit history? Total Visa® offers a credit card for people with less than perfect credit. Apply today and with our instant online decision, you may be approved in minutes. - Instant Online Decision
- Monthly Reporting to All Major Credit Bureaus
- Free 24 hour Online Account Access
- Fraud Protection
- Outstanding Customer Service
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A |
N/A |
19.92% |
$48.00 |
No |
Bad |
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AMEX – Blue from American Express® |


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Apply for Blue from American Express® today! - 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR – 2.99% for 12 months. Balance transfer requests submitted on application receive APR of 2.99% for 12 months. Then, the standard APR for purchases will apply.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Express Approval. Get a decision in less than 60 seconds.
- Membership Rewards Express® program
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0.00% |
up to 12 months |
As Low As 11.49% |
$0.00 |
Yes |
Good |
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Chase Platinum Visa® Card |


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Great Rates. Full Platinum Privileges. Apply Now for the Chase Platinum Visa® card with no annual fee. Consolidate your high interest credit card bills and save with great low rates. Transfer the balances from your higher interest rate accounts to your new Chase Platinum Visa® Card and save money while receiving the Platinum privileges you deserve. - 0% Intro APR for up to 12 months*
- No Annual Fee
- FREE Online Account Access
*See Card Terms and Conditions
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
up to 12 months |
10.99% - 19.99% |
$0.00 |
Yes |
Good |
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Discover® More® Card |


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Apply today for the Discover® More® Card! - 5% Cashback Bonus®* in categories that change like travel, home improvement stores,
department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases automatically
- Unlimited cash rewards
- Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards
from over 100 brand-name Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% |
Purchases=6 Months; Balance Transfer=12 Months |
10.99% - 18.99% |
$0.00 |
Yes |
Good |
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